OSHC is a type of health insurance that international students in Australia are required to have to cover the cost of medical treatment while studying in Australia.
? Do all international students need OSHC in Australia?
Yes, all international students in Australia on a student visa are required to have OSHC for the entire duration of their stay.
? What services are covered under OSHC?
OSHC typically covers doctor visits, hospital treatment, emergency ambulance services, and prescription medications.
? Can I add my family members to my OSHC policy?
Yes, most OSHC providers allow you to add your spouse and children to your policy for an additional cost.
? What happens if I don't have OSHC while studying in Australia?
If you don't have OSHC while studying in Australia, you may be in breach of your visa conditions and face penalties or visa cancellation.
? How much does OSHC cost and can I pay for it monthly?
The cost of OSHC depends on the provider and the duration of your stay. Most providers offer the option to pay for it monthly, quarterly, or annually.
? How do I know which OSHC provider to choose?
You can compare the coverage and prices of different OSHC providers online or ask your education provider for recommendations.
? How do I make a claim under OSHC?
You can usually make a claim by submitting receipts and invoices to your OSHC provider online or through their mobile app.
? Can I switch to a different OSHC provider while I am in Australia?
Yes, you can switch to a different OSHC provider if you find one that offers better coverage or a lower cost.
? How do I renew my OSHC policy and what happens if it expires?
You can usually renew your OSHC policy online or through your provider's mobile app. If your policy expires, you will need to renew it as soon as possible to avoid a breach of your visa conditions.